A Cannabis distributor is responsible for the acquiring, selling and transporting of cannabis goods. Due to the importance of a distributors business operations, there are several unique risks they are exposed to. A distributor is responsible for ensuring all third party testing is complete and that product packaging and labeling is accurate and meets the state regulations.

Recommended Coverages

Typically required by law, protects your business from lawsuits for bodily injury. As well as  property damage to others, personal injury and other situations that may arise including slander, libel, copyright infringement and more.

Coverage against loss from fire, theft & vandalism, protecting your investment in buildings, and tenant advances. As well as business personal property, the manufacturing equipment, inventory, crop & finished stock. Property coverage also provides loss of business income.

Protects your business from claims when the customers hold you liable for bodily injury and or property damage that takes place from various consumption of marijuana flowers, edibles, and concentrates.

Commercial Auto for cannabis businesses is crucial if you are using any vehicle for work related activities, especially if you are transporting cannabis goods. This can cover things like injuries or damages to a third party and comprehensive and collision coverage.

If you have employees, you need cannabis workers compensation. It is the right of your employee to have compensation for injuries, for short-term as well as long-term disability if hurt while on the job. It is mandated by law and regulated by the state.

Cargo coverage is intended to protect goods and items being transported by or for your business. This can cover your business in the event that cannabis products are stolen, lost or damaged while being transported.

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The Insurance Joint Brokerage is the one-stop shop for cannabis, Hemp and CBD industry insurance needs.